March 20, 2020

The Lowdown on Car Warranty

Having a warranty on your car makes you feel safe with the knowledge that if there are any major faults, you’ll be covered, that’s why car dealerships offer them to ensure a sale. These days, vehicles are more reliable and safer than ever therefore most vehicles don’t need the warranty they come with, however it offers peace of mind to the driver. 

However, although vehicles are safer, there is more technology these days in cars which means there is a higher chance of technical and electronic issues. This is where a warranty can come in handy…

What is covered on car warranty? 

If you’ve bought your vehicle new then it usually comes with a guaranteed warranty that will cover large components of the vehicle if they fail, such as the engine, electronics and the transmission. 

However, if you’ve bought a second-hand vehicle and you get a warranty from an independent company then you need to ensure that you check what you are covered for in-order to make sure you don’t get a shock if something does go wrong. 

Although most forms of warranty offer insurance on the larger components, vehicle warranty does not usually include parts that can be damaged due to wear and tear like the brakes, tyres that get worn over time. If you have an electric or hybrid vehicle, you may also be covered for your battery pack which will give customers peace of mind that their vehicle is safe to use.

How long is car warranty? 

The length of a car warranty varies dealer to dealer, with many giving you around 3 years all the way up to 7 years if you find a good deal. Often, dealerships also decide the warranty length via the number of miles driven on the vehicle, for example, they will give you warranty for 3 years or 60,000 miles, whichever comes first. 

That being said, some manufacturers such as Toyota and Hyundai have been known to offer 5 year warranties and even 7 as a way to attract sales towards the company. By implementing a longer warranty period, it gives the buyer peace of mind that the vehicle will be safe and well looked after if anything major goes wrong. 

What is an extended warranty? 

When you’re buying a car new you’re guaranteed warranty for at least a few years, so what happens if you buy a vehicle second hand? If you go to a dealership, they might offer their own extended warranty that will come from a third party. If not, it is always possible to source your own extended warranty through private companies. 

Extended warranties often last from 3, 6 or 12 months and like a normal warranty, often cover failure of the main systems of the vehicle. There are different levels of cover, like more insurance policies, therefore you if you want to get a better policy you will need to pay more. It is important that you know exactly what your policy covers and more importantly, what it doesn’t cover. 

How to make a claim 

If there is a problem with your vehicle that is under the warranty then the process should be fairly short and simple. If it is a new vehicle, there will be minimal hassle making a claim and more often than not you will be treated with excellent service by the dealership. The same goes if you bought a second-hand vehicle from a franchise dealership. 

Moreover, if you chose to take a third-party warranty on your used vehicle this is where things may get a little more difficult. You will still be able to make the claim and process it, however you will have to get the work assessed before repairs are approved and the insurance company might make you take the vehicle to an approved garage. 

All of this means that when it comes to choosing a company for warranty, you should take into account how easy it will be process it all if anything does go wrong. 

Thanks for reading xxx

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Hi and welcome to The Willow Tree. I’m Michelle, also known as Shel and I am a mama to three beautiful crazy kids – I have two handsome boys and a wild and wonderful girl.

I really wanted a concrete place to share my thoughts, ideas and my ups and downs on family life, sharing our family adventures and love for fashion. I’d love for it to be a community of support and advice for others too.

I chat everything from Disney, parenting hacks to the latest haul from Primark! I love going on family breaks and holidays and love to document these times of creating special memories.

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